95% Mortgages

Do you need a 95% mortgage in Aberdeen, Edinburgh or their surrounding areas? Rising house prices means that many people – particularly those looking to buy their first home – find it hard to save up more than a 5% deposit. But the good news is that, especially with the government stepping in to help people onto the housing ladder, this needn’t stop you buying the home of your dreams, however modest it may be.

While the lowest mortgage interest rates may be reserved for borrowers with bigger deposits of around 40% or more, there are still plenty of competitive deals for buyers interested in 95% mortgages.

At Cox & Co, our mortgage advisors have considerable experience in dealing with high loan-to-value lending, and we know which lenders are currently offering 95% mortgages. Whether it be for first time buyers or experienced home owners, we are confident that our team will be able to source the lending you need.

Pick up the phone today and call our Edinburgh or Aberdeen office to book your free, no obligation appointment with one of the Cox & Co mortgage advisors. Alternatively, fill in the contact form opposite and we'll get back to your query as soon as possible.