Mortgages: Re-Mortgages
The mortgage market is constantly changing, so it makes financial sense to keep up to date with your own mortgage. There’s no point being stuck paying a high interest rate if there’s a better product available to you; or perhaps you would like to free some capital for home improvements or debt consolidation? Making sense […]
Mortgages: 95% Mortgages
Do you need a 95% mortgage in Aberdeen, Edinburgh or their surrounding areas? Rising house prices means that many people – particularly those looking to buy their first home – find it hard to save up more than a 5% deposit. But the good news is that, especially with the government stepping in to help […]
Mortgages: Debt Consolidation
Debt consolidation using a mortgage combines all your secured debt (your current mortgage and other secured loans) and unsecured debt (such as personal loans and credit card debt) into one loan, which is secured against your home. Sometimes people with debt problems choose debt consolidation using a mortgage in an attempt to make their debts […]
Mortgages: Adverse Credit
We at Cox & Co specialise in helping clients with adverse credit and poor credit history. We have access to adverse and near prime lenders that will cater to almost all types of adverse situations. Whether it be credit issues, missed payments, defaults and/or bankruptcy, Cox & Co advisors have experience in dealing with all […]
Mortgages: Help to Buy
Help to Buy is a Government Scheme to support people who have a small deposit (at least 5%) and wish to buy a home up to £600,000. There are 2 types of Help to Buy schemes: Scheme 1 – Equity Loan Scheme 1 is suitable for first time buyers and current homeowners alike; however the scheme […]
Mortgages: New Build
New Build homes are a popular choice, and come with a variety of supporting schemes that make them an even more attractive option. There are numerous promotional offers available for new build mortgages, including shared equity, part exchange, and a range of government backed incentives. At Cox & Co we can provide you with specialist advice […]
Mortgages: Buy To Let
Buy-to-let mortgages are for investment properties, and this area of lending is where Cox & Co stand out from the rest. As with regular domestic home loans, there are many products on the market ranging from special offer deals to fixed rate and variable rate loans. With a buy-to-let mortgage some lenders will only consider your rental […]
Mortgages: First Time Buyers
Buying a house is one of the most important purchases you will make. Buying a home for the first time can be an even more daunting prospect. With so many factors to consider it can be difficult to know where to begin when looking for your first time mortgage – that’s where Cox & Co […]
Help for Tenants
Within our office hours, you can contact our Aberdeen or Edinburgh offices for support or to report any problems: Edinburgh – 0131 229 6017 Aberdeen – 01224 580 444 Outside normal office hours, the above numbers forward to a voicemail that is monitored around the clock. Any emergency messages will be promptly responded to. Non-urgent […]
Tenancy Deposit Scheme
Cox & Co require deposits from all tenants as part of the leasing process. It’s normal practice for a letting agent to take a deposit from their tenant as security, just in case the terms of the agreed contract are broken. The new Tenancy Deposit Scheme legislation is designed to safeguard the tenant’s deposit by […]