Your Guide to Buying UK Property as a US Citizen

Cox & Co Estate agent in Edinburgh, Scotland. A row of old brick houses with white-trimmed windows and sloped roofs, adorned with hanging string lights, epitomizes UK property charm. The houses have visible chimneys, and greenery can be seen in the background under an overcast sky—a picturesque scene perfect for a buying guide for any US citizen.

Are you looking to buy property in the UK? Whether you’re an American expatriate living across the pond, have familial ties to the old country or simply recognise the value in investing in the UK property market, there are some key differences in the process between the two countries that you should be aware of. […]

Best Updates to Your Buy to Let Property to Increase Value

Cox & Co Estate agent in Edinburgh, Scotland. A modern bathroom that could increase property value, featuring a glass shower with a black overhead rain showerhead, a white bathtub, a toilet, and a vanity with a white countertop and black fixtures. Dried flowers in a vase decorate the vanity beside a large framed mirror, with floating shelves on the wall.

Making sure your buy-to-let property stays looking fresh and inviting is key to attracting and retaining tenants in the long term and helping you to secure the best possible rental income. If your property is in need of a bit of an update, where should you begin and how much time and money should you […]

Thinking of Starting an Airbnb? Here are Reasons to Think Again

Cox & Co Estate agent in Edinburgh, Scotland. A hand is holding a red card with the Airbnb logo in front of a panoramic view of a historic European city with river, spires, and rooftops. The scene showcases architectural landmarks and a distant landscape under a clear sky—perfect reasons to think again about starting an Airbnb.

Airbnb has seen a dramatic rise in popularity over the last decade, creating a new avenue of income for property investors. From the outside, it looks like an extremely lucrative investment – and why wouldn’t it be? In 2018, over 3.85 million tourists visited Edinburgh and contributed £1.3 billion to the Scottish economy. So, without […]

Self-Employed? Here’s Your Guide to Buy-to-Let Mortgages

mortgages

More and more Britons are becoming self-employed, and it’s easy to see why: the ability to be your own boss, work on projects you are passionate about and make your own schedule and work routine are all attractive prospects. One thing being self-employed does complicate, however, is the process of getting a mortgage. Investing in […]

Why Use Bridging Finance For Your Property Investment

Edinburgh property investment

When it comes to financing your property investment, a mortgage might be the obvious choice, but it’s not always the right one. Sometimes you have to complete a sale quickly or traditional mortgage products are not available for the property you have your eye on. In these cases, you need to source alternative financing for […]

Interest-Only Mortgages – Best Pick For Property Investment?

Cox & Co Estate agent in Edinburgh, Scotland. A modern kitchen with a stone-accented island, red high chairs, and stainless steel appliances. To the left is a dining area with a glass table and black chairs. In the background, steps lead to an open front door. Pendant lights hang from the ceiling, exemplifying ideal details for property investment.

As we’ve mentioned in previous blog articles, we recommend interest-only mortgages to our property investors in the majority of cases. With mortgages like this posing some unique benefits and risks compared to standard capital repayment mortgages, it’s time to dispel some myths around taking out loans on an interest-only basis. In today’s article, we’ll go […]

Is Investing In HMO Property Right For You?

Cox & Co Estate agent in Edinburgh, Scotland. Street scene featuring a tall building with a large mural of a bearded man in a beanie holding a bird. A white truck drives past, and traditional buildings line the street under a clear blue sky. Trees on the right add a touch of greenery, making this area potentially right for you to consider investing.

Houses in multiple occupation (HMOs) have long been a popular mode of living, especially for people with less disposable income or who are saving diligently. The lower rent per bedroom makes HMOs especially popular among students and young professionals saving for their first home.  Similarly, HMOs have long been an attractive investment route for many, […]

Million Pound Mortgages For High-Networth Individuals

Cox & Co Estate agent in Edinburgh, Scotland. A red brick building with five large windows, a central arched doorway with a dark green door, and two stone plaques above the top windows. The front yard features a small garden with green shrubs and an iron fence, offering an ideal investment opportunity for high-net-worth individuals seeking million pound mortgages.

Million pound mortgages may make up just a small sliver of the overall mortgage market, with just 0.3% of all mortgages granted in 2018 being in the seven figures, but they’re undoubtedly on the rise. In fact, there was a 9% increase in seven-figure mortgages between 2017 and 2018 alone. If you are in the […]

Your Guide To Buying UK Property From Hong Kong

Cox & Co Estate agent in Edinburgh, Scotland. A picturesque, narrow street with cobblestones curves to the right, flanked by quaint, two-story houses. A blooming white rose bush on the left foreground adds a touch of charm to the scene. The clear sky suggests a calm, pleasant day—ideal for exploring UK property options or finding a Hong Kong-inspired home.

Hong Kong offers a thriving, international culture, a robust financial sector and lower taxes to its residents, making it a popular home for UK expats. But with loved ones living abroad and the Hong Kong property market being difficult to make a profit in, many expats and Hong Kong locals alike are looking overseas and […]

Should You Self-Manage Property Or Hire A Property Manager?

Cox & Co Estate agent in Edinburgh, Scotland. A modern living room featuring a light wooden TV stand with a flat-screen TV on top displaying an abstract image. A red wire chair with a white cushion and wooden side table are on the right, while a lamp and abstract red art piece are on the left—perfect for those looking to self-manage property effectively.

If you’re new to the buy-to-let market, one of your first questions will likely be whether you should self-manage your property or get a letting agent to deal with your tenants and any issues that pop up during their tenancy. There are several pros and cons for each option and what’s right for you depends […]

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