A Comprehensive Guide to Buying Your First Home in Scotland

Cox & Co Estate agent in Edinburgh, Scotland. An old-fashioned key attached to a brown tag rests on an open spiral notebook with lined pages. The words "Buying Your First Home in Scotland" are printed in uppercase letters on the right side of the notebook.

Buying your first home is a monumental step, filled with excitement, anticipation, and a fair amount of complexity. In Scotland, the process of purchasing a property comes with its own set of rules and procedures that differ from the rest of the UK.

Navigating the Scottish Mortgage Market: A Comprehensive Guide

Navigating the Scottish Mortgage Market A Comprehensive Guide

Securing the right mortgage is paramount for both seasoned property investors and first-time homebuyers in the vibrant landscape of Scotland’s real estate. The Scottish mortgage market presents a diverse array of options, tailored to meet varying needs and financial circumstances. In this guide, we delve into the intricacies of navigating the Scottish mortgage market, empowering you with the knowledge needed to make informed decisions on your property journey.

Adverse Credit Mortgages – How to Buy a Home with Bad Credit

Cox & Co Estate agent in Edinburgh, Scotland. A picturesque narrow street lined with ivy-covered buildings and flowers in window boxes. In the background, a tall, elegant clock tower rises above the trees under a clear blue sky. The cobblestone road adds a quaint charm to this scenic view, making it perfect for any estate agent in Edinburgh to showcase.

We’ve all got a past, and something like bad credit can follow you around for a long time. A history of adverse credit can affect your chances of getting a mortgage, but it by no means makes it impossible to get one. So if you’re dreaming of buying your own home, don’t get discouraged.  We’ve […]

How to Buy a Second Home – Your 2021 Guide

Cox & Co Estate agent in Edinburgh, Scotland. A vibrant street scene featuring multi-colored buildings with pink, blue, and white facades. These buildings are adorned with flower boxes and historic architectural details. Above them, a larger brick and stone building showcases ornate design against a clear blue sky—a perfect backdrop when dreaming to buy a home.

About one million people in the UK own a second home, whether it be to invest, have a holiday home or to provide a home for a family member. If you’re aspiring to purchase a second home, you’ll need to be crystal-clear on the financial implications this will have.  While we definitely recommend you talk […]

First Time Buyer Mortgage Guide Scotland 2021

Cox & Co Estate agent in Edinburgh, Scotland. A row of newly built red brick houses with white trim, situated on a quiet street. The houses have tiled roofs and large windows. The first house has a small front yard with plants and a mailbox. A wooden fence runs along the side of the houses under a blue sky, ideal for those considering adverse credit mortgages.

The prospect of buying your first home is an exciting one. It’s a chance to put down roots and invest in a tangible asset that is likely to steadily grow in value over the years. But before you start browsing on Zoopla for your dream home, you have the not-so small hurdle of a mortgage […]

Mortgages for Over 60s – Guide for Older Borrowers

Cox & Co Estate agent in Edinburgh, Scotland. An older woman with curly gray hair is sitting on a couch, smiling and holding a blue mug. She is wearing a beige sweater and appears to be in a cozy, well-lit room. There are books and wooden decorations on a shelf in the background—perfect setting for an article on mortgages for over 60s.

Buying a new home may be typically seen as a young (wo)man’s game, from your first home after saving up for years to upgrading to a bigger place when your family grows.  However, there are many reasons for older people to move house, from downgrading to a smaller house to finding a new home following […]

Everything You Need to Know About Remortgaging Your Property

Cox & Co Estate agent in Edinburgh, Scotland. A woman is sitting on a bed with a MacBook on her lap, perhaps researching Everything You Need to Know about remortgaging. In the foreground, a Golden Retriever is lying on the bed, sleeping peacefully. The setting is cozy, with pillows and soft lighting.

Are you currently getting the most out of your mortgage? Chances are, there’s a product out there that suits your current needs and circumstances better, which is why we always recommend to our investors to consider remortgaging at regular intervals.  In today’s article, we’ll go over why you should regularly scour the market for the […]

Your Guide to Buying UK Property as a US Citizen

Cox & Co Estate agent in Edinburgh, Scotland. A row of old brick houses with white-trimmed windows and sloped roofs, adorned with hanging string lights, epitomizes UK property charm. The houses have visible chimneys, and greenery can be seen in the background under an overcast sky—a picturesque scene perfect for a buying guide for any US citizen.

Are you looking to buy property in the UK? Whether you’re an American expatriate living across the pond, have familial ties to the old country or simply recognise the value in investing in the UK property market, there are some key differences in the process between the two countries that you should be aware of. […]

Self-Employed? Here’s Your Guide to Buy-to-Let Mortgages

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More and more Britons are becoming self-employed, and it’s easy to see why: the ability to be your own boss, work on projects you are passionate about and make your own schedule and work routine are all attractive prospects. One thing being self-employed does complicate, however, is the process of getting a mortgage. Investing in […]

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