Author: John Cox

 Is property a good investment? Yes and here’s why.

Cox & Co Estate agent in Edinburgh, Scotland. A hand holds a set of keys with a green keychain, symbolizing property investment. The background is blurred, showing what appears to be a row of townhouses or apartments. The focus on the keys highlights why investing in property can be a good investment for securing your future.

There are numerous benefits to owning and investing in property. With carefully chosen properties, you can enjoy predictable cash flows, excellent returns, tax savings, and diversification, among others. And, you can use real estate to build financial security. If you’re thinking about investing in property, here’s what you should be aware of and why property […]

How to Buy a Second Home – Your 2022 Guide.

Cox & Co Estate agent in Edinburgh, Scotland. Two hands gently envelop a small, white model house with a gabled roof and windows, representing the concept of home protection or insurance. The softly blurred background emphasizes the house and hands, embodying the essence of a reliable Second Home Guide.

Around 1,000,000 people in the UK own a second home. Investment properties, holiday homes or to provide a home for a family member. If you’re considering buying your second home, whatever the reason, its important to be crystal clear on the financial implications. We recommend speaking to a mortgage broker or a property investment manager […]

Holiday Let Investment vs Long-Term Tenants in Scotland

Cox & Co Estate agent in Edinburgh, Scotland. A person signs a rental agreement on a glass table while another, possibly discussing their long-term tenancy plans in Scotland, sits beside them holding their arm. A set of keys and a floor plan are also on the table. Both individuals are casually dressed and seated on a beige couch in the background.

The Scottish Government has announced new legislation that makes operating a holiday let more complex. With this in mind, we wanted to revisit our past article on Airbnb vs renting longer term.  With this new legislation coming into effect, we’re even more resolute in recommending longer leases over holiday lets to our property investment clients. […]

5 Best Places in the UK to Invest in Property in 2022

Cox & Co Estate agent in Edinburgh, Scotland. Image of a waterfront cityscape with modern buildings reflecting in the calm water. The buildings feature varied architectural styles, ranging from blue glass structures to brick facades, and construction scaffolding is visible on a high-rise in the center. Invest in property in 2022 and discover stunning places in the UK!

Property has long been a popular investment route. It’s generally safer and more stable than, say, stocks and bonds, and the UK property market, in particular, provides a great opportunity for both British and overseas investors thanks to its steadily rising property prices. But where should you cast your eyes when it comes to UK […]

Guest Post from Bruce Stevenson

Cox & Co Estate agent in Edinburgh, Scotland. A man with short brown hair and a beard, wearing a light blue shirt, sits on a couch while talking on the phone. He is looking at a laptop on a table in front of him. A patterned pillow and papers are visible nearby. Bruce Stevenson appears deep in thought, possibly discussing his latest guest post.

As a landlord, it’s important to protect your investment and ensure that your buy to let property is properly covered. Specialist landlord’s insurance is vital to protect you—and your bank balance — from an unforeseen event that could lead to an insurance claim.  Whilst standard household insurance provides cover for your building and contents while […]

Adverse Credit Mortgages – How to Buy a Home with Bad Credit

Cox & Co Estate agent in Edinburgh, Scotland. A picturesque narrow street lined with ivy-covered buildings and flowers in window boxes. In the background, a tall, elegant clock tower rises above the trees under a clear blue sky. The cobblestone road adds a quaint charm to this scenic view, making it perfect for any estate agent in Edinburgh to showcase.

We’ve all got a past, and something like bad credit can follow you around for a long time. A history of adverse credit can affect your chances of getting a mortgage, but it by no means makes it impossible to get one. So if you’re dreaming of buying your own home, don’t get discouraged.  We’ve […]

How to Buy a Second Home – Your 2021 Guide

Cox & Co Estate agent in Edinburgh, Scotland. A vibrant street scene featuring multi-colored buildings with pink, blue, and white facades. These buildings are adorned with flower boxes and historic architectural details. Above them, a larger brick and stone building showcases ornate design against a clear blue sky—a perfect backdrop when dreaming to buy a home.

About one million people in the UK own a second home, whether it be to invest, have a holiday home or to provide a home for a family member. If you’re aspiring to purchase a second home, you’ll need to be crystal-clear on the financial implications this will have.  While we definitely recommend you talk […]

First Time Buyer Mortgage Guide Scotland 2021

Cox & Co Estate agent in Edinburgh, Scotland. A row of newly built red brick houses with white trim, situated on a quiet street. The houses have tiled roofs and large windows. The first house has a small front yard with plants and a mailbox. A wooden fence runs along the side of the houses under a blue sky, ideal for those considering adverse credit mortgages.

The prospect of buying your first home is an exciting one. It’s a chance to put down roots and invest in a tangible asset that is likely to steadily grow in value over the years. But before you start browsing on Zoopla for your dream home, you have the not-so small hurdle of a mortgage […]

Mortgages for Over 60s – Guide for Older Borrowers

Cox & Co Estate agent in Edinburgh, Scotland. An older woman with curly gray hair is sitting on a couch, smiling and holding a blue mug. She is wearing a beige sweater and appears to be in a cozy, well-lit room. There are books and wooden decorations on a shelf in the background—perfect setting for an article on mortgages for over 60s.

Buying a new home may be typically seen as a young (wo)man’s game, from your first home after saving up for years to upgrading to a bigger place when your family grows.  However, there are many reasons for older people to move house, from downgrading to a smaller house to finding a new home following […]

Should You Invest in Student Property?

Cox & Co Estate agent in Edinburgh, Scotland. A group of people, some with bicycles, are gathered on a cobblestone street in front of a modern student property. One person, wearing a backpack, is holding up a blank sign over their head. The mood appears to be that of a peaceful demonstration or rally.

Investing in student accommodation is a popular route for many would-be buy-to-let investors, and many of our prospective clients come to us expecting this will be the first investment mode offered to them. However, at Cox & Co, we’re not necessarily the biggest fans of this form of property investment. In order to explain our […]

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